• July 27, 2020 1:19 AM | San Diego Realtist for Democracy in Housing (Administrator)

    C.A.R. Business Products. Leading the way in Empowering REALTORS.


    The current climate requires that agents remain particularly diligent in order to comply with the latest COVID-19 guidelines–especially when managing onsite property visits. Glide has created a guided workflow to make it easier to create, send, and manage PEAD-V forms so that buyer’s agents can better track prospects and listing agents can maintain an updated visitor log. All registrants will learn how to:

    • Instantly create compliant PEAD-V forms for multiple properties and visitors in one efficient workflow

    • Request signatures via DocuSign or Digital Ink and deliver individualized PEAD-V forms automatically to each listing agent

    • Collect and organize PEAD-V forms for all your listings using a unique link you can share via the MLS, your website, email, or text
       

    Register Here



    Generating quality leads at high volume is already difficult enough with the ever-changing real estate market, and with COVID-19, this problem has only amplified. Thankfully, JustListed.Social is hosting a webinar about this very issue where they’ll provide agents and brokers with the information they need to produce high quality leads by utilizing social media advertising.
     
    In this webinar, you’ll learn the ins and outs of social media marketing and discover just how impactful an effective social media marketing campaign can be for your brand. Don’t wait to discover the keys to digital lead generation, register today!

     


     


  • July 27, 2020 1:18 AM | San Diego Realtist for Democracy in Housing (Administrator)

    Dynamic, concise, and engaging legal material to help you, your office, and your clients quickly and easily understand key legal issues pertaining to real estate. New topics monthly!

    THIS MONTH'S TOPIC

    This month's Legal Tools topic examines California's Accessory Dwelling Unit (ADUs) laws. Learn More >

    Available Tools
           Slide Deck California ADU Laws
      Quick Guide California Accessory Dwelling Unit (ADU) Law as of January 1, 2020
     
    These and many more C.A.R. Legal Tools are available on topics such as:
     
    Buyer Representation Agreements Security Deposits
    Advertising Liquidated Damages
    Natural Disasters Small Claims Court
    Lease Listings Emotional Support Animals
    and more available here  
       
    LEGAL TOOLS LIVE EVENTS

    Upcoming Webinar Topic: COVID-19 and Evictions

    Join attorneys Amanda Byun and Jana Gardner on Tuesday, August 4th as they discuss whether evictions are possible in today's COVID-19 environment. Learn what can and cannot be done in this complicated and oft-changing area of real estate.

    Register Here >

    Catch all recorded webinars here >

    C.A.R. Legal Tools now offers regular Facebook Live sessions. View our past sessions, by going here >

    Make sure you're following C.A.R. on Facebook so you don't miss any of the monthly sessions!


    LEGAL HOTLINE

    The C.A.R. Legal Hotline offers members free legal advice over the telephone on a vast array of real estate related topics such as contract interpretation, arbitration, litigation, tax issues, commission disputes, disclosure requirements, fair housing issues, laws governing homeowners' associations, and more. By contacting the C.A.R. Legal Hotline, members can speak directly to one of C.A.R.'s attorneys. More details here >


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  • July 27, 2020 1:18 AM | San Diego Realtist for Democracy in Housing (Administrator)

    It's Here

    If you’re worried about the looming economic impact of the coronavirus, then you’re not alone. It’s scary.

     

    The ordinary flow of money, goods, and services has already been interrupted for some time.

     

    Regardless of opinion, recession is inevitable.

     

    But something else is coming that our entire community is excited about.

     

    It’s sort of like a spaceship for investors showing up at exactly the right time.

     

    But it’s more like the operating system that our industry has always deserved.

     

    Zillow, hedge funds, and even internet giants probably never saw this coming, but next week, it goes live. As a member of our community, you get to see it first.

    Tap Here To Learn More!

    Looking forward to what will be a very exciting evening for our entire industry.

     

    Tomorrow’s not your typical Monday...
    The Whole Team At Connected Investors

     

     

     

     

     

     

     

     

    Connected Investors Social Footer

    Connected Investors is a marketplace + community designed to help real estate investors buy & sell real estate. Inside you can locate off-market investment properties, connect with local real estate investors and turn on software solutions to help you get your first or next deal done.

    [Connected Investors Inc. | 254 N. Front St. STE 100 Wilmington, NC 28401]
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  • July 27, 2020 12:19 AM | San Diego Realtist for Democracy in Housing (Administrator)

    [10:00AM PDT | 11:00AM MDT | 12:00PM CDT | 1:00PM EDT]

    Please Note:

    • After registering, you will receive a confirmation email containing information about joining the meeting.
    • Once you receive your confirmation, you have the option to add the meeting to your calendar as a reminder.
    • If you register the day of the event, please check your email for the Zoom registration information.
    National Association of Real Estate Brokers, Inc. | 9831 Greenbelt Road, Suite 309, Lanham, MD 20706


  • July 25, 2020 3:31 PM | San Diego Realtist for Democracy in Housing (Administrator)

    National Association of Real Estate Brokers, Inc.

     

     

     

     

    Wednesday, July 29, 2020

    12:00PM EDT/ 11:00AM CDT/ 10:00AM MDT/ 9:00AM PDT

     

    Presenter

    Monica Lee

    NAREB Membership Coordinator

    Sherita McCray

    NAREB Membership Co-Chair

     

    Mayarani Smith

    NAREB Membership Co-Chair

     

     

    Visit Our Website

    Facebook‌ Twitter‌ Instagram



  • July 25, 2020 2:36 PM | San Diego Realtist for Democracy in Housing (Administrator)
    Click to play video

    Click to play this video.


    Hi Carlton H,

    We have attached the recording from our most recent Fireside Friday chat.  Stefan and Jack welcomed James Huang, National President and Hope Atuel, National Executive Director of 
    Asian Real Estate Association of America (AREAA). Thank you Jim and Hope for your time and for work in promoting sustainable homeownership in Asian American communities.


    We'll be back next Friday at 11 am PST. All of the webinars are recorded and posted here.

    Enjoy the replay and reach out if you have any questions.

    Have a great day!

    Stefan, Jack, Tinus, Dean, Travis, Michele, Mark, Kelly, Clint, Jonathan and the rest T3 Sixty Team


  • July 21, 2020 7:46 PM | San Diego Realtist for Democracy in Housing (Administrator)
    U.S. House Committee on Financial Services - Chairwoman Maxine Waters
    For Immediate Release
    July 21, 2020
    Facebook Icon   Website   Email   Twitter Icon

    Waters Remarks on 10th Anniversary of the Dodd-Frank Act

    WASHINGTON, D.C. - Today, Congresswoman Maxine Waters (D-CA), Chairwoman of the House Financial Services Committee, gave the following remarks at an event commemorating the 10th Anniversary of the signing of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

    Thank you very much and thank you for that very generous introduction. I am so pleased and delighted that I was asked to participate today in the 10th anniversary of Dodd-Frank. As you know, this legislation is a serious part of my career and legislation that I consider has done the very most for consumers in any Congress that has ever attempted to deal with the issues of the financial services community.

    So, I am very pleased to join you for this event celebrating the 10th Anniversary of the Dodd-Frank Wall Street Reform and Consumer Protection Act. I would like to thank Better Markets President and CEO Dennis Kelleher for inviting me to speak to you today, and Better Markets Chairman Michael Masters for the introduction.

    I am very proud of the work that my colleagues and I did to pass the Dodd-Frank Act following the global financial crisis of 2008. At that time millions of families had lost their homes to foreclosures driven by unregulated, abusive, predatory lending. The catastrophic Great Recession also resulted in trillions of dollars in lost wealth, and massive job losses. In Congress, Democrats took decisive action to ensure that consumers, investors, and the economy would be better protected from a future crisis.

    This landmark law made significant reforms on a wide range of policy fronts, including creating the Financial Stability Oversight Council (FSOC), and enhancing prudential standards for the largest financial institutions to impose robust capital, liquidity, leverage, stress testing and living will requirements. Dodd-Frank also cracked down on risky speculative trading by establishing the Volcker Rule, and created a new regulatory regime for the previously unregulated derivatives market. And importantly, we reformed the mortgage market and eliminated certain predatory products.

    At the centerpiece of the law, we established the Consumer Financial Protection Bureau (Consumer Bureau) to ensure that consumers would have an independent watchdog to protect them from abusive financial products and practices. Under Democratic leadership, the Consumer Bureau was wildly successful, putting millions of dollars back in the pockets of hardworking consumers who had been ripped off, and stopping many abusive acts by financial institutions. But despite those successes, there are those who still want to return to the bad old days, where consumers did not have a watchdog looking out for them, and predatory lending was allowed unchecked.

    Defending Dodd-Frank

    I became Ranking Member of the Financial Services Committee following Barney Frank’s retirement. As such, the baton of chief defender of Dodd-Frank fell to me. Jeb Hensarling was chairman of the Committee and he was committed to rolling back as much of Dodd-Frank as possible.

    He held many hearings claiming Dodd-Frank was hurting businesses and Wall Street. He refused to hear the testimony of the CFPB Director. He passed dozens of bills through the Committee to gut Dodd-Frank. He did everything he could to undermine, eliminate and roll back Dodd-Frank. The Democrats on the Committee and I were the last line of defense. We took that responsibility seriously. We fought back in hearings, we challenged him in markups, and we tried to be united on the floor. We were never more united than when Hensarling tried to pass what we called the Wrong CHOICE Act, a bill that would have paved the way back to the financial crisis. The legislation, which was Hensarling’s signature bill, would have functionally terminated the Consumer Bureau, weakened important financial stability safeguards, and repealed the orderly liquidation authority, which is the mechanism we put in place in Dodd-Frank to prevent future bailouts and ensure that large financial institutions can fail safely, among other harmful provisions.

    Later that year, the voters of this country spoke out and demanded a change in leadership in the House of Representatives. When Democrats took over, I made it clear that the Committee’s days of weakening regulations and putting our economy at risk of a financial crisis were over. Shortly after I said that, bank shares fell by 0.6 percent. Wall Street knew that I meant business.

    As the Chairwoman of the House Financial Services Committee, I am at the forefront of not only protecting the important reforms we put in place in Dodd-Frank, but also of improving upon the law to provide additional protection for consumers. President Trump promised to do a “big number” on Dodd-Frank in his first few days in office and I’m proud to say that that hasn’t happened on my watch.

    Under my leadership, the deregulatory bills that made the Committee known as the "juice" committee, in which special interests drafted legislation directly for Members, are now dead on arrival in the House of Representatives.

    Instead, we have been focused on supporting and protecting consumers, investors, and the economy.

    My leadership of the Committee is historic. I am the first woman and the first African American to ever wield the gavel in the Financial Services Committee. However, my leadership of the Committee is also historic because of the important legislation we have moved to push back against Trump’s attempts to unravel the Dodd-Frank Act and the legislation we have passed to improve upon Dodd-Frank and to expand consumer protections.

    Trump’s political appointees to the Consumer Bureau have worked hard to rewrite the strong consumer protection regulations finalized by former Director Cordray, and the Trump Administration has also worked to compromise the agency’s independent structure.

    It is for that reason, last year, that I advanced legislation called the Consumers First Act (H.R. 1500) to block the Trump Administration’s anti-consumer agenda and reverse their efforts to undermine the mission of the Consumer Bureau. The legislation, which passed the House in May of 2019, reverses many of the structural reforms Trump appointees have made to undermine the CFPB, including restoring the Office of Fair Lending and Equal Opportunity, limiting the number of political appointees at the agency, directing the Consumer Bureau to promptly resume Military Lending Act exams after Mulvaney stopped the agency from supervising its regulated entities for compliance with the Military Lending Act, and requiring that the agency’s helpful consumer complaint database remains publicly accessible so there is transparency about the concerns consumers face every day in the financial marketplace.

    Under my leadership, the Financial Services Committee has also conducted rigorous oversight of Trump appointees to the financial regulatory agencies, including the Consumer Bureau. For example, last year, following an extensive Committee investigation, we released a Majority staff report entitled, “Settling for Nothing: How Kraninger’s CFPB Leaves Consumers High and Dry.” The report presented evidence that the Trump Administration’s politicization of the Consumer Bureau has led to a decline in the Consumer Bureau’s redress for harmed consumers in enforcement actions. The Committee has also highlighted the consumer abuses that arise from payday lending, rent-a-bank schemes, and other predatory forms of lending, and we have fought every effort by Director Kraninger and other Trump appointees who have sought to relax key consumer safeguards.

    I have also worked to pass legislation to provide additional consumer protections, including by advancing H.R. 3621, the Comprehensive CREDIT Act, sponsored by Rep. Pressley and containing bills also sponsored by Representatives Adams, Beatty, Lawson, Lynch, and Tlaib, to make essential comprehensive reforms to the nation’s broken consumer credit reporting system, which passed the House in January 2020. Last month, the House also passed bipartisan legislation sponsored by Rep. Gottheimer, H.R. 5332, the Protecting Your Credit Score Act, to provide easier access and stronger protections for consumers in our credit reporting system.

    Creation of OMWIs in Dodd-Frank and the D&I Subcommittee

    So I want to bring up the fact that I created something called OMWI’s in Dodd-Frank and the D&I Subcommittee. I am particularly proud of my contributions to Section 342 of the Dodd-Frank Act, which required most of the federal financial services agencies and each of the Federal Reserve Banks to establish Offices of Minority and Women Inclusion, known as, again, OMWIs. OMWIs are designed to, among other things, collect and report on diversity data from their regulated entities, thereby holding them accountable for diversity and inclusion results. In addition to the creation of the OMWIs, I have continued to create accountability for diversity and inclusion. One of my very first acts as Chairwoman was to create a historic Subcommittee on Diversity and Inclusion. Through this subcommittee, we have held hearings on the lack of representation of women and minorities in the financial sector, board diversity, the racial and gender wealth gap, diverse asset management, the lack of diversity in America’s largest banks, among many other important topics. We have also passed strong diversity legislation, including bills to require companies to disclose the demographics of their boards and C-Suite executives, and to require Federal Reserve Banks to consider diverse candidates when filling bank president vacancies. Subcommittee Chair Beatty and I released a staff report on bank diversity data, making further recommendations on why banks and others must make diversity and inclusion a priority in their employment pipeline, on their boards and with suppliers. The Dodd-Frank Act set the stage and I am continuing to work for the inclusion of women and people of color, especially in the midst of this pandemic that has been shown to disproportionately affect them.

    Dodd-Frank and the Pandemic Crisis

    In the early weeks of the pandemic crisis, I convened a call with Members of the Committee and the CEOs of our nation’s largest banks to question them about their response to the pandemic. On that call, we repeatedly heard from the CEOs that Dodd-Frank’s enhanced prudential standards had put them in a strong position to weather the pandemic, provide forbearance and continue serving their customers. These comments at a moment of crisis reaffirmed that Dodd-Frank has served a critical purpose in making our financial system stronger and providing stability when times get tough. That represents real progress, and it bolsters my resolve to fight deregulatory efforts to roll back these safeguards.

    I am now focused on making sure that the mistakes of the last crisis – and recovery - are not repeated. Leading into the 2008 crisis, communities of color were targeted with and steered into predatory loans, with Black and Latinx families disproportionately losing their homes to foreclosure. We are now seeing the disproportionate impact that this coronavirus crisis is having on communities of color, both on the health front and economic fronts.

    During this unprecedented crisis, it is critical for Congress to recognize that the focus should be on both providing and ensuring equal access to relief. I am working with my colleagues in Congress to not only provide relief to consumers, but we are also focusing on how to ensure that communities of color, and low-income communities, have access to new and existing relief efforts. For example, in addition to passing unprecedented legislation to respond to the pandemic, my Committee has repeatedly convened virtual meetings and calls with both the Chairman of the Fed and the Treasury Secretary to urge administrative changes so that programs like the Paycheck Protection Program and Main Street Lending Facility are open and accessible to minority-owned businesses. And we have been successful, including securing set-asides for community lenders who cater to communities of color.

    In the 2008 crisis, financial institutions got bailouts, but millions of families on main street lost everything through no fault of their own. Unfortunately, we are again on the precipice of economic disaster. We are now seeing a situation in this pandemic where the stock market has recovered its initial losses, largely because of the Fed’s efforts to pump in trillions of dollars to the markets, but families across the country are suffering, again through no fault of their own. Fully half of Americans are not working. 1/3 of renters could not pay rent in July. And nearly 1/10 of homeowners have received forbearance. Nevertheless, the initial protections put in place in March, unemployment insurance, eviction and foreclosure moratoriums, and economic stimulus payments are expiring or have been spent. Families everywhere need immediate help, and my Committee and House Democrats are deeply committed to making sure that Congress takes action to provide additional relief to families and prevent a wave of evictions, foreclosures, and economic suffering.

    Conclusion

    So I want to thank you again for inviting me to discuss Dodd-Frank on the 10th anniversary of the law.

    As Chairwoman of the Financial Services Committee, I am working every day to make sure that the reforms that we enacted in Dodd-Frank are not weakened, and that consumers, investors and the economy are protected.

    I cannot end my comments with you today without thanking Barney Frank. Barney Frank served as one of the greatest leaders of this Congress and I consider him as having mentored me. Without Barney Frank, I don’t think I ever would have become the Chair of the Financial Services Committee.

    I learned more in the time that I worked with him, than I’ve learned on any other subject in my life. And I’m thankful to Barney for that. So, thank you all again for inviting me.


  • July 20, 2020 9:50 AM | San Diego Realtist for Democracy in Housing (Administrator)

    There’s no greater tribute in remembrance of the civil rights warriors we have recently lost than to continue the struggle for our rights as American citizens. Each one buried their personal wants and fought that we all might share in the bounty that freedom promises.

    Honorable John Lewis                               

    • Member, U.S. House of Representatives                            
    • Leader, Student Non-Violent Coordinating Committee (SNCC)    
    • Chairman, Voter Education Project                                     
    • Freedom Fighter, Freedom Rider
    • Author                     
    • Presidential Medal of Freedom Recipient                               

    Reverend C. T. Vivian

    • Advisor to Dr. Martin Luther King, Jr & Field General
    • Southern Christian Leadership Council (SCLC)
    • Pastor
    • Freedom Rider, Freedom Fighter
    • Speaker and Author
    • Presidential Medal of Freedom Recipient

    QUOTE…John Lewis: "Do not get lost in a sea of despair…Our struggle is not the struggle of a day, a week, a month, or a year, it is the struggle of a lifetime. Never, ever be afraid to make some noise and get in good trouble, necessary trouble."


    QUOTE…C.T. Vivian: “Leadership is found in the action to defeat that which would defeat you...You are made by the struggles you choose."

    Let us never forget the legacies left to us by these two men of integrity and strength of their characters. The time is now for us to carry on the work begun. Our leg of the race is equally as difficult, but together, we are strong enough and wise enough to continue the struggle for freedom, equality, and social justice.  


  • July 17, 2020 12:10 PM | San Diego Realtist for Democracy in Housing (Administrator)

    BAPAC SD - Virtual San Diego City Council Forum - This Saturday, July 18, 2020 at noon

    BAPAC SD members, supporters and Facebook friends. We will have the chance to vote and elect 5 of the individulas on this slate as the next San Diego City Councilmembers to run the second largest City in California and the 8th largest City in the country! Attend this virtual event to learn about their plans to improve the lives o San Diego residents especially Black people.  Go to their websites read up on their plans. 

    Police Reform Neighborhood Services Parks and Recreation Entertainments Arts Housing and Landuse Homelessness COVID Economy Recovery Employment/Jobs/Contracts/Small Business Education Youth Development Enviornmental Infrastructure Potholes Water Bills..........

    Wealth and Health Disparities.........


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